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Life & Long-Term Care Insurance Solutions

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Life Insurance

Life insurance pays out a tax-free sum to loved ones (known as beneficiaries) upon the insured person's death. Life insurance can provide financial security and create a legacy for loved ones.

Long-Term Care

Long-term care insurance helps to cover home or nursing cost of care for people with a severe cognitive impairment like Alzheimer’s or Dementia, OR who can’t perform 2 or more activities of daily living. These costs are NOT covered by health insurance or Medicare.

Disability Insurance

Disability insurance is a type of coverage that provides financial protection by replacing a portion of your income if you become unable to work due to an illness or injury. Because your bills don’t stop just because you get sick or hurt.

Fixed Annuities

Fixed annuities can offer you guaranteed interest rates over a certain time period while deferring taxes, or can offer a guaranteed lifetime income you can generate starting today. So you can get out there and enjoy life without worry.

Member of the AALTCI

The American Association for Long-Term Care Insurance is the national professional organization exclusively dedicated to promoting the importance of planning for long-term care needs.

Founded in 1998, the Association is the nation's leading independent, organization serving those who offer long-term care insurance and other planning solutions. Members, like myself, constitute the nation's most knowledgeable and committed professionals along with leading LTC providers.

Testimonials

  • "Yola gave me the guidance I needed to make an educated and informed decision in choosing what LTC insurance would meet my needs best. Yola is extremely knowledgeable and able to not only explain all the terms and coverage but also be able to answer any questions in detail. Her communication is excellent and I would highly recommend her services to anyone."

    -Scott T.

  • “Talking to Yola is always a pleasure. Her explanations and instructions are clear and precise. She finds the answers to all questions and gets back to you in a timely manner. I always feel confident that I am given the best advice."

    - Susan O.

  • "Yola was great at explaining long term care insurance, the process of obtaining it, and applying for it. She explained clearly the different insurance options and helped me choose the best option for me. I am very happy with the overall experience and the services Yola provided. I would recommend Yola to anyone who is looking for long term care insurance."

    - John R.

  • "I have worked with Yola over the past 10 years. I cannot say enough outstanding things about her. She has always been available for my wife and me when we needed her, especially in receiving a monthly payment that will last for my lifetime."

    - David R.

  • Yola is wonderful. She covers everything efficiently and plays attention to details. Totally makes you aware of what is going on.

    - Nancy S.

  • “Yola made this process as easy as possible and was always available to answer any questions.”

    -Virginia M.

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